Most of us have more than what we need already. I believe this. Sometimes we only buy the things we buy because of want and not because of need.
Me, I tend to limit and save up. But there are times when I crave for food, and kids ask us to buy this and that, and I see things in the mall that I think I need and I end up adding them to my shopping cart.
For me, there is this gnawing feeling of wanting to save more money. First reason is that we need to save up for emergency funds which the husband and I do not have. We only have some small savings that we sometimes tend to withdraw because of some lack of finances and never get to refill once we get some extra income. Everything about our family is budgeted, and we always remember to put the top things in priority like the house we have been paying for five years already, there's still twenty more years and that makes the second reason. Ugh!
So this time, I promised myself to spend less, or nothing at all this coming days. It will be a huge challenge for me. I will only buy what are the basic needs of the family and not to spend on some stuffs unimportant. This means no trips to the malls, not even for reason of people-watching because even if I just go there to people-watch, I still end up digging my pocket for some soda or ice cream cones. Ugh!
I will practice frugality and try my very best in practicing this for a month of trial and more, until I get to save much.
I will discipline myself to buying only the basic like fish and meats and milk and bread, and therefore, no chocolates. Ugh!
Just thinking of this makes me sweaty already. For a month, I will try my best to only have the essentials and I won't stock up in advance.
I will have to spend less, or maybe nothing at all, except for fare, basic foods and will not dig my pocket for any extra even if I have been wanting that white polo-shirt with an Azkals logo in the mall. Darn.
Big challenge, so wish me luck on my intentions. Haha! Kayanin ko kaya?