Nangungutang ka ba ng pera noon sa kaklase mo? Magkano?

 I don't!

When I was younger, times have been really hard for our family. There were times when even our breakfast had to be "utang" from the nearest neighbor's store. It was tough times when my Mom and Dad had to do so much just to tide things over. 

And seeing my Mom get in so much financial troubles have been a letdown for me and my siblings. It was disappointing, and very bothersome to our mental health. We have also experienced going to school with very limited allowance for snacks, and wait, I had to walk from school to our house because I lack money for fare! That was how terrible life was back then. 

 And Mom getting harassed because she cannot pay for her loans, that was so sad. 

So no, I imagined a life well-lived, completely different from what my parents have experienced. I never borrowed despite the hard circumstances I was bombarded with. And I used my wits and writing skills to earn money and LIVE. 

So NO! I don't remember loaning money because I need to. Although, I remember friends lending money from me. Teehee.

And just so you know, ayokong masira ang pagkakaibigan natin o ang relasyon natin kaya, as much as practicable, I do not want to lend someone money too. Mahirap maningil, and that money you are lending someone, pinaghirapan natin yan. 

I may sound greedy, or un-cheerful here, but that's just reality. Mahirap maningil, may nasisirang mga relasyon dahil dito. 

Love love lang!