Anything goes...

Last month, I challenged myself to a NO Spend month starting July 19, and yesterday, it ended. I want to congratulate myself for at least not getting tempted at even the small things that look cute or smells good or something I think is really sexy on me. I practiced frugality, really, and even if my pocket wanted to burst with eagerness to buy a new blouse to be used for my latest interview, I did not shell out a dime. It was hard knowing I could not eat on fine dining restaurants, and I could not drop by the mall to buy stuffs I want even if there was this 10-day sale going on at Robinson's Place. I was very disciplined and I knew what I wanted to do. I wanted to save, so I did. Guess what? I spent less, maybe because my salary was actually delayed for a month and I only got to receive it just this 17th, and so when my challenge ended on the 19th, I bought myself a new white blouse which, still practicing frugality, was only 50% off the regular price of P800, and it was ...

Most of us have more than what we need already. I believe this. Sometimes we only buy the things we buy because of want and not because of need. Me, I tend to limit and save up. But there are times when I crave for food, and kids ask us to buy this and that, and I see things in the mall that I think I need and I end up adding them to my shopping cart. For me, there is this gnawing feeling of wanting to save more money. First reason is that we need to save up for emergency funds which the husband and I do not have. We only have some small savings that we sometimes tend to withdraw because of some lack of finances and never get to refill once we get some extra income. Everything about our family is budgeted, and we always remember to put the top things in priority like the house we have been paying for five years already, there's still twenty more years and that makes the second reason. Ugh! So this time, I promised myself to spend less, or nothing at all this coming days. It will be...